Things you have to know about Dollar-a-Day car Insurance
If you are searching for cheap car insurance, then it is possible to get the same and also maintain your budget. Anyone with a strict budget can take advantage of the plan that seems too appealing as well as keeps their motor vehicle insured. However, it is quite disappointing that it is associated with some limitations such as it has minimum benefits in terms of medical treatments which will be available under some special circumstances. If you want dollar-a-day insurance, then fill your zip code and get the realistic plans and policies available in your area. Here are a few things that you need to know about this type of insurance while applying for the same. Let’s begin.
The cost of Dollar-a-day Insurance is Dollar-a-day: The program of dollar-a-day insurance in the United States of America enables people with limited income to get insurance for their car at an affordable price. But the person needs to qualify for the Medicaid to save the expenses related to the medical liabilities in case of any type of accident.
This insurance is being introduced by the department of banking insurance so that the drivers who do not carry any type of insurance for their vehicle due to non-affordability of expensive insurance policies. They can’t afford other insurance policies but they need to carry other medical liability to wrap the expenses related to the medical health in case of an accident.
It cannot supplement Property Damage liability: If you are using the property damage liability from any other insurance company and use Dollar a day insurance for any kind of injury related to the body, then it is not possible. This program covers up the medical treatments but if you want to wrap the damages regarding the property damage, then this is not your cup of tea. Firstly, you need to take the Medicaid, and then you can go further for the Dollar-a-day insurance, to include the medical coverage that is not provided by this specified program.
Not everyone gets this program: The plus point here is that you can save some money by purchasing such auto-insurance. However, the bad thing is that you are not eligible for the same if you have any illegal record in terms of driving and you did not meet the eligibility criteria of the policy. In such cases, you need to pay high prices for insurance and even, higher that can cross your defined budget. If you do not meet the necessary criteria, then there are some additional alternatives for you. Moreover, there is a need to understand it in a better way than if you want liability insurance for the vehicle, then you can go for another one.
Dollar-a-Day is the cheapest option ever: Unfortunately, you can get the insurance policy as low as $1 per day and you never find such a cheap amount of insurance. There are some states where the insurance is low as compared to the national average which is $1.53 a day and this is one out of them. No other state except New Jersey provides the insurance program that cost such a minimum amount for the insurance.